National Pension System

National Pension System (NPS)

Secure Your Retirement with National Pension System (NPS)

Planning for retirement is one of the most crucial steps in securing your financial future. The National Pension System (NPS) offers a simple, tax-efficient, and flexible way to build a retirement corpus that ensures financial stability post-retirement. Whether you are a salaried professional or self-employed, NPS provides an effective solution to help you save for the golden years.

At Simply Invest, we guide you through the process of investing in NPS and help you create a diversified pension plan to meet your retirement goals.

Benefits of NPS

  • Tax Advantages: Enjoy tax deductions under Section 80C and an additional benefit of up to ₹50,000 under Section 80CCD(1B).
  • Flexible Contributions: You can choose to contribute regularly or make one-time investments as per your convenience.
  • Market-Linked Returns: NPS invests in a mix of equities, corporate bonds, and government securities, allowing for long-term growth.
  • Retirement Security: Upon retirement, NPS provides a regular income stream through annuities, ensuring financial stability.

How NPS Works?

  • Tier I Account: The primary pension account, locked until retirement, offering tax benefits and growth potential.
  • Tier II Account: A voluntary savings account with no withdrawal restrictions, allowing for more flexibility in accessing your funds.

Example:

Suppose you start investing ₹5,000 per month in NPS at the age of 30, and continue this investment until retirement at 60. With an expected rate of return of 8%, your total retirement corpus could grow to ₹75 lakhs or more. This sum will provide a monthly pension and a lump-sum withdrawal option, offering financial security during retirement.

Why Choose Simply Invest for NPS?

  • Expert Guidance: We help you understand the different NPS investment options and customize a plan based on your risk profile.
  • Hassle-Free Process: From account setup to managing contributions, we simplify the entire process for you.
  • Retirement Planning Support: Our team assists in long-term planning, ensuring your retirement goals are on track.
Apply Now

To open new NPS A/C click above.
(Above Link will redirect to ICICI Prudential Pension Fund)

Invest Now

If you already have NPS A/c and you want to add funds in NPS then click above
INVEST NOW button.

NPS Account for Child

NPS VATSALYA FOR MINOR (Below 18 Year Child)